Service Provider: Pay Virtuals
Welcome to Pay Virtuals. These Terms of Service ("Terms") govern your access to and use of our services, including our website, mobile application, and any related products or services provided by Pay Virtuals .
By accessing or using Pay Virtuals, you agree to be bound by these Terms. Please read them carefully.
You must be at least 18 years old or the legal age in your jurisdiction to use our services. By using Pay Virtuals, you confirm that you meet this requirement.
Pay Virtuals provides:
Virtual prepaid cards issued by licensed partners.
The ability to fund your account using cryptocurrency.
Spending via virtual cards online or in supported digital wallets.
All card services are provided in partnership with licensed third-party issuers and payment processors.
To use our services, you must:
Create an account with accurate personal information.
Complete any required identity verification (KYC) processes.
Secure your account credentials and notify us immediately of any unauthorized use.
You may top up your Pay Virtuals account using supported cryptocurrencies (e.g., USDT, BTC, ETH). By doing so:
You authorize us to convert the crypto into fiat currency for loading onto your virtual card.
Conversion rates are determined by our liquidity providers and may include fees.
All crypto transactions are final and non-reversible.
You agree to use virtual cards only for lawful purposes. Prohibited uses include:
Illegal goods or services
Money laundering
High-risk transactions as defined by regulators
We reserve the right to suspend or terminate cards involved in suspicious activity.
A full breakdown of fees is available on our website.
Fees may include card issuance, crypto conversion, transaction, and inactivity fees.
We may update our fees with prior notice.
We may suspend or terminate your account:
If you breach these Terms
For suspicious or illegal activity
At our sole discretion with or without notice
You may also close your account at any time by contacting support.
Cryptocurrency values are volatile and transactions are irreversible.
We do not provide investment or tax advice.
By using our crypto funding option, you accept these risks.
Pay Virtuals is not liable for:
Any losses due to cryptocurrency volatility
Unauthorized access resulting from your negligence
Third-party service failures (e.g., card issuer outages)
To the extent permitted by law, our liability is limited to the amount of fees paid to us in the last 12 months.
Your personal data is handled in accordance with our Privacy Policy. By using our services, you consent to this processing.
We may modify these Terms at any time. Updated Terms will be posted on our website and take effect immediately unless stated otherwise. Continued use of our services constitutes acceptance.
These Terms are governed by the laws of [Insert Jurisdiction], without regard to conflict of law principles.
For questions or support, contact us at:
Email: [email protected]