Privacy Policy

Privacy Policy

Service Provider: Pay Virtuals
Contact: [email protected]

At Pay Virtuals, we respect your privacy and are committed to protecting your personal data. This Privacy Policy outlines how we handle your information — which is minimal by design.


1. No KYC Required

Pay Virtuals does not require Know Your Customer (KYC) verification.

  • We do not collect ID documents, selfies, or personal data for identity verification.

  • You can use our services without registering your name, address, or national ID.

We aim to provide privacy-focused access to digital payments.


2. No Logs Policy

We operate a strict no-logs policy:

  • We do not track or store your IP address, browser fingerprints, or device metadata beyond what is technically necessary for service operation.

  • We do not associate your crypto wallet or card usage with your identity.

Temporary session data may be used for performance or fraud prevention, but it is not stored permanently or linked to individuals.


3. Crypto and Card Usage

When you top up your balance using cryptocurrency:

  • We only record the necessary transaction metadata (amount, time, network, transaction hash) to process the top-up.

  • We do not link your wallet to your identity.

Virtual card usage data (e.g., spending history) is retained only to the extent required by our payment partners and is not linked to any personally identifiable profile.


4. Cookies and Analytics

We do not use invasive cookies, trackers, or third-party analytics.
Optional cookies (e.g., for language settings) are non-identifiable and can be disabled.


5. Data Sharing

We do not sell, rent, or share any user data with third parties, except:

  • When legally required by a valid court order or regulation

  • When working with regulated card issuers or processors who do not receive user identity data unless mandated by their jurisdiction


6. Your Rights

As we collect minimal data, most data protection rights (such as data access or deletion requests) are either not applicable or automatically enforced by design.

You may contact us at [email protected] if you have questions or concerns.


7. Changes to This Policy

We may update this Privacy Policy occasionally. Changes will be published on our website with the updated effective date. Continued use of the service means you accept the revised policy.


8. Jurisdiction

This service is designed for users who value privacy and may not be available in jurisdictions that mandate strict KYC by law. By using Pay Virtuals, you confirm you are complying with local regulations.